By committing to a longer term, you often gain access to better participation rates and caps on market-indexed growth.
“I shouldn’t have to pay for my roommate’s high usage.” all my roommates love 10 fixed
You don't pay taxes on the interest earned until you start making withdrawals, allowing the balance to compound faster. The Trade-off (The "Catch"): By committing to a longer term, you often
To make sure your roommates actually love it (and don’t just tolerate it), follow these rules: By committing to a longer term